Your money information is sensitive. We protect it with the same standards banks use — and we never ask for more than we need.
How we protect your data
- Encryption everywhere. Data is encrypted in transit and at rest.
- Data stays in India. All personal data is stored on servers located in India.
- Least access. Strict access controls and audit logging on every system.
- No silent access. We do not read your contacts or call logs, and we never access your bank without your explicit consent.
Consent-first by design
Every use of your financial data is requested with a clear purpose, is optional, and can be withdrawn anytime. Sharing data with a lending partner only happens when you actively choose a loan offer.
Regulated rails
- Bank-account data is accessed only through the RBI-regulated Account Aggregator framework, with your consent.
- Savings-circle money is held in escrow with a regulated banking partner.
- We align with RBI's Digital Lending Directions and the DPDP Act, 2023.
Your controls
- View, correct, or delete your data anytime.
- Withdraw consent with one tap.
- Reach our Grievance Officer for any concern.
Questions about security? Contact us →